The Colorado Division of Insurance regulates the insurance industry and assists consumers and other stakeholders with insurance issues.
Consumer protection is our mission.

Staff responds annually to an estimated 26,000 telephone calls, e-mails, letters, and walk-in visits from consumers.

Within this website, you will find consumer information on health, life, long term care, auto, homeowners and other types of insurance, such as title insurance and bail bonds.

For help with an insurance issue, you can also
file a complaint or request assistance online.

The Division performs both market conduct and financial examinations on insurance companies licensed to conduct business in the state. The exams determine compliance with Colorado insurance laws and regulations by identifying violations and ensuring company solvency. Industry information is also available on this website.

If you cannot find the information that you need, please contact us.

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Red Flags to Avoid

• Avoid any moving violations when you drive
  - citations and accidents that are your fault can result in an increased automobile insurance premium.
  
  
•  Avoid anyone selling “insurance” who does not have a license
  - check our database to be sure the salesperson is a licensed producer.
  
  
•  Avoid switching insurance companies solely to save money
  - check the customer service record of both companies first.
  
  
•  Avoid signing any contracts or agreements without reading the fine print.
  - if you don't understand the language, don't sign until it's explained.
  
  
•   Avoid keeping all your household records in your residence
  - if there is a fire, flood, or disaster, you'll need your inventory records
  _ where you can reach them.