Bulletins
These bulletins are currently in effect.
Bulletins are the Division’s interpretations of existing insurance law or general statements of Division policy. Bulletins themselves establish neither binding norms nor finally determine issues or rights.
No. |
Title |
Lead Staff |
|
|
Bulletin Update |
Christine Gonzales-Ferrer | |
|
2007 Bulletin Reference Guide |
Christine Gonzales-Ferrer | |
|
Administrative Fines and Penalties |
Paula Sisneros | |
Notice of Prelicensure Education Requirements for Bail Bonding Agents |
Beth Ham | ||
|
Concerning Quit Claim Deeds as Collateral on Bail Bonds |
Beth Ham | |
|
Inspection and Copying of Public Records at the Division of Insurance |
Christine Gonzales-Ferrer | |
|
Suspected Fraudulent Claim Reporting |
Lauren Keast | |
|
Producer Obligations Regarding Unauthorized and Illegal Health Coverage |
Paula Sisneros | |
|
Reporting a Judgment or Settlement Involving a Fraudulent Insurance Act |
Lauren Keast | |
|
Questions and Answers Concerning Insurer's Requirements Related to Statutory Fraud Requirements |
Lauren Keast | |
|
Bail Bonding Agent Appointments & Terminations |
JT Thompson | |
|
On-line Complaint Verification (Reconciliation) |
Peg Brown | |
|
Producer Request for Extension to Meet Continuing Education Requirement |
George Mozealous | |
|
Guidelines for Rate, Rule, Loss Cost, and Form Filings Containing Confidential Information |
Tom Abel | |
| B-1.16 | Federal Emergency Management Agency (FEMA) Flood Insurance Training Requirements for Insurance Producers Selling Through the National Flood Insurance Program (NFIP) | George Mozealous | |
| B-1.17 | Electronic Transmission of Pre-licensure Education Course Completion Required for all Pre-licensing Providers | George Mozealous | |
| B-1.18 | Electronic Transmission of CE Completion Required for all Continuing Education Providers | George Mozealous | |
| B-1.19 | Requirement to File Rates Electronically Through SERFF | Tom Abel | |
| B-1.20 | Expedited Review Process for Long Term Care Insurance Producer Training | George Mozealous | |
| B-1.21 | Required Long Term Care Insurance Producer Training | George Mozealous | |
| B-1.22 | Required Electronic Filing of the Title Affiliated Business Arrangement Disclosure | Christine Nelson | |
| B-1.23 | Electronic New and Renewal License Application Required for Insurance Producers | Tom Abel | |
| B-1.24 | Proof of Legal Residence in United States for New and Renewing Insurance Producer Licenses | Mike Gilles | |
| B-1.25 | Insurance Company Appointment is a Requirement for a Bail Bonding Agent Insurance Producer License with a Surety Agent Line of Authority | Beth Ham | |
| B-1.26 | Concerning a Surcharge on Fines and Monetary Penalties | Paula Sisneros |
CORPORATE ISSUES
(top)
No. |
Title |
Lead Staff |
|
|
Certificate of Authority Format |
Ray Akers | |
|
Implementation of SB 95-38 (Preneed Forms) |
Shirley Taylor | |
|
Concerning the Transfer of Insurance Risk to Unlicensed Provider Groups |
Ray Akers | |
|
Issuance and Amendment of a Certificate of Authority |
Ray Akers | |
|
Sale of Monuments, Markers, Vaults, etc. on a Preneed Basis |
Ray Akers | |
| B-2.6 | Premium Tax Credits for Contributions to CoverColorado | Ray Akers | |
|
Acceptable Premium Tax Reporting Forms and Procedures |
Ray Akers | |
| B-2.8 | Multiple Employer Health Trust | Ray Akers | |
| B-2.9 | The Use of Authorized Examiners for the Examination of Preneed Contract Sellers and Appeal Process for Expenses | Ray Akers | |
| B-2.10 | Nonadmitted and Reinsurance Reform Act of 2010 | Ray Akers |
FINANCIAL ISSUES
(top)
No. |
Title |
Lead Staff |
|
|
|
|
LIFE, ACCIDENT AND HEALTH
(top)
No. |
Title |
Lead Staff |
|
|
Life Insurance and Annuity Form Exemption Filings |
Tom Abel | |
|
Colorado Continuation Coverage |
Dayle Axman | |
| B-4.3 | Concerning Mental Health Benefits on Group Contracts | Dayle Axman | |
| B-4.4 | Concerning Commission Structures for Individual and Small Group Health Coverages | Craig Chupp | |
| B-4.5 | Suicide Exclusions and Exclusions for Intentionally Self-Inflicted Injuries in Health Insurance Policies | Linda Whittington | |
| B-4.6 | Mandatory Newborn Coverage and Premiums | Dayle Axman | |
| B-4.7 | Determination of Self-Employed Business Group of One Form and Disclsure Form for Self-Employed Business Groups of One Applying for Individual Health Benefit Plans | Dayle Axman | |
| B-4.8 | Concerning CoverColorado Standardized Notice Form for Health Insurers | Tom Abel | |
| B-4.9 | Genetic Testing Consent Form | Tom Abel | |
| B-4.10 | ERISA Plans Being Sold as a Substitute for Workers' Compensation Insurance Coverage | Tony Tucker | |
| B-4.11 | Calculating Medicare Supplement Premiums for Individuals Under Age 65 | Craig Chupp | |
| B-4.12 | Retained Assets Accounts: Settlement of Life Insurance Proceeds | John Sylvestre | |
| B-4.13 | Preauthorization for Treatments or Procedures by Health Plans | Dayle Axman | |
| B-4.14 | Concerning the Application of Small Group Laws to Association Plans | Shirley Taylor | |
| B-4.15 | Rate Quotes for Small Employer Health Benefit Plans | Craig Chupp | |
| B-4.16 | Health Coverage Compliance Guides | Shirley Taylor | |
| B-4.17 | Rates for Pilot Multiple Employer Welfare Arrangements | Craig Chupp | |
| B-4.18 | Requirements for the Filing of Rates and Forms for Life, Accident and Health Carriers | Shirley Taylor | |
| B-4.19 | Independent External Reviews for Denials of Health Claims - Appendix A & Appendix B | Dayle Axman | |
| B-4.20 | Reporting of Second Level Appeals | Dayle Axman | |
| B-4.21 | Clarification on Commissions Payable on Medicare Supplement Policies | Craig Chupp | |
| B-4.22 | Concerning the Colorado Health Plan Description Form for the Standard Indemnity, Standard Preferred Provider, and Standard HMO Small Group Health Benefits Plans, for Use with the Sale of Individual Policies to Business Groups of One Attachment | Dayle Axman | |
| B-4.23 | Marketing Medicare Part D and Medicare Advantage Plans | Alice Ierley | |
| B-4.24 | Child Health Immunizations | Dayle Axman | |
| B-4.25 | Non-Network Services at Network Facilities | Dayle Axman | |
| B-4.26 | Small Employer Health Plan Participation Requirements | Peg Brown | |
| B-4.27 | Guidance on Implementation of the Colorado Long-Term Care Partnership Program | Tom Abel | |
| B-4.28 | Notice Requirement Regarding Long-Term Care Partnership Status | Tom Abel | |
| B-4.29 | Concerning CoverColorado Standardized Notice Form For Medicare Supplement Carriers | Tom Abel | |
| B-4.30 | Expedited Review Process for Long Term Care Partnership Program | Tom Abel | |
| B-4.31 | Concerning the Annual Maximum Benefit for Early Intervention Services | Dayle Axman | |
| B-4.32 | Health Reimbursement Arrangements and Small Group Health Plans Bulletin withdrawn 12/17/2010 |
Dayle Axman | |
| B-4.33 | Medicare Supplement Policies/Dual Rating | Tom Abel | |
| B-4.34 | Immediate Market Reforms Involving the Federal Patient Protection and Affordable Care Act | Peg Brown | |
| B-4.35 | Submitting Rate & Form Filings Involving the Patient Protection and Affordable Care Act (ACA also known as PPACA) of 2010 |
Shirley Taylor | |
| B-4.36 | Statutory Interpretation of Possible Conflicting Provisions in HB 10-1021 Bulletin withdrawn 3-15-11 and replaced by Bulletin 4.37 |
Tom Abel | |
| B-4.37 | Required Maternity Benefits for Individual Sickness and Accident Insurance and Contraceptive Benefits for Individual and Group Sickness and Accident Insurance | Tom Abel | |
| B-4.38 | Additional Guidance on Child-Only Policies | John Barela | |
| B-4.39 | Concerning Eligibility Notifications for Children Receiving Early Intervention Services | Dayle Axman | |
| B-4.40 | Concerning the Minimum Mammography Benefit | Dayle Axman | |
| B-4.41 | Prescreening Questionnaire | Tom Abel | |
| B-4.42 | Women's Preventive Health Benefit | Tom Abel | |
| B-4.43 | Concerning Transition Credits | John Barela | |
| B-4.44 | Definition of Small Group for Medical Loss Ratios as Defined by the Patient Protection and Affordable Care Act (ACA also known as PPACA) of 2010 |
John Barela | |
| B-4.45 | Accidental Death & Dismemberment (AD& D) Policies adn Accident Only Policies | Tom Abel |
PROPERTY AND CASUALTY
(top)
No. |
Title |
Lead Staff |
|
| B-5.1 | Calculation of Actual Cash Value: Prohibition Against Deducting Contractors' Overhead and Profit from Replacement Cost Where Repairs are Not Made | Stacy Coleman | |
| B-5.2 | Guidelines to Provide Information to Policyholders on Workers' Compensation Classifications | Cheryl Goble | |
| B-5.3 | Notice of Intent to Cancel Commercial Property & Casualty Insurance Policies or Coverage in Effect less than 60 Days | Stacey Coleman | |
| B-5.4 | Notice of the Provisions Pertaining to the Payment of Motor Vehicle Insurance Claims for the Repair of Damaged Motor Vehicles | Martha Petropulos | |
| B-5.5 | Optional Certification Process for Auto Insurers Regarding Compliance with Rating Laws | Tom Abel | |
| B-5.6 | Reduction in Rates for Drivers Age 55 or Older | Stephanie Paswaters | |
| B-5.7 | Guidelines on Individually Owned Private Passenger Motor Vehicles Insured under Commercial Motor Vehicle Insurance Policies | Cheryl Goble | |
| B-5.8 | Reporting of Malpractice Claims Against A Licensed Physical Therapist | Tom Abel | |
| B-5.9 | Reporting a Malpractice Claims Against A Licensed Plumber or Corporation of Partnership or a Group of Persons Practicing Plumbing | Tom Abel | |
| B-5.10 | Reporting of Malpractice Claims Against A Licensed Podiatrist Practicing Podiatry | Tom Abel | |
| B-5.11 | Reporting of Malpractice Claims Against A Licensed Optometrist Practicing Optometry | Tom Abel | |
| B-5.12 | Personal Injury Protection Independent Medical Examinations | Shawna Bailey | |
| B-5.13 | Title Insurance and the Mono-Line Statute | Christine Nelson | |
| B-5.14 | Reporting of Medical Malpractice Claims Against A Licensed Practitioner | Tom Abel | |
| B-5.15 | Disclosure Forms for Homeowners and Dwelling Fire Insurance | Stephanie Paswaters | |
| B-5.16 | Administration of All IME Requests for Insurance Carriers and Injured Persons | Shawna Bailey | |
| B-5.17 | Reporting of Malpractice Claims Against A Licensed Architect or Corporation of Partnership of a Group of Persons Practicing Architecture | Tom Abel | |
| B-5.18 | Requirements for the Filing of Rates, Rules, Loss Costs and Forms for Property & Casualty Carriers | Stephanie Paswaters | |
| B-5.19 | Reporting Requirements For The Motorist Insurance Identification Database Program | Bobbie Baca | |
| B-5.20 | Independent Medical Examination (IME) - Recommended Procedures to Ensure Authenticity of Report Contents | Shawna Bailey | |
| B-5.21 | Certificate of Insurance | Tom Abel | |
| B-5.22 | Retaining of Fees for Services Not Actually Performed by Title Insurance Entities |
Christine Nelson | |
| B-5.23 | Closing Instructions (Joint Position Statement from the Division of Real Estate and the Division of Insurance) Bulletin B-5.23 was withdrawn on April 20, 2012 |
Christine Nelson | |
| B-5.24 | Interest on Fiduciary Funds Held by Title Insurance Entities | Christine Nelson | |
| B-5.25 | Claim Investigation of Weather Related Accidents | Bruce Glaser | |
| B-5.26 | Insurer Requirements Related to Disputed Claims Subject to Appraisal | Bobbie Baca | |
| B-5.27 | Free Cell Phone Insurance |
Paula Sisneros | |
| B-5.28 | Equitable Payment of Claims Resulting from the Fourmile Canyon Fire | Bobbie Baca | |
| B-5.29 | Adverse Underwriting Notice – Clear and Specific | Bruce Glaser | |
| B-5.30 | Workers Compensation Surcharges Associated with Lack of Participation or Non-Cooperation in Premium Audits | Tom Abel |
CONSUMER PROTECTION (GENERAL)
(top)
No. |
Title |
Lead Staff |
|
| B-6.1 | Filing Procedures For Compliance With The Provisions Of The Terrorism Risk Insurance Extension Act Of 2005 | Tom Abel | |
| B-6.2 | Independent Medical Examination (IME) Reports - Prohibited Communications Between Scheduler, Insurer and Doctor
|
Shawna Bailey |
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