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Make a New Year’s Resolution to Become a Smart Consumer


January is a time for New Year’s Resolutions and the perfect time to resolve to become a smart consumer. 

 Insurance Woman

Did You Know? 
   Seniors are the most targeted population for investment fraud.

Add these top 10 tips to your list! 

1.  Review your auto & home insurance
Life situations change, be sure you still have appropriate coverage.  View DORA’s Division of Insurance website for rate comparisons and consumer tips   

2.  Check your credit score
Request a free copy of your credit report or call 1.877.322.8228   

3. Check the history of your physicians
Check-up on those giving you your check-ups! Check disciplinary actions in our Popular Pages Box; select Verify a License, Physician Profile or Check for Disciplinary Actions  

4. Take steps to become a smart investor
Test your savvy and play DORA’s Division of Securities’ investment games     

5.  Learn the latest financial internet scams & fraud
Check current warnings by DORA’s Division of Banking     

6.  Know your civil rights
If you feel your civil rights have been violated, contact DORA’s Division of Civil Rights to file a complaint and learn about Colorado’s laws & protections   

7.  Stay current on your utility bills   
Inquire with your utility company or the Public Utilities Commission to learn about various payment options. 
Contact Colorado’s Low Income Energy Assistance Program at 1.866.HEATHELP or for low income telephone assistance call 1-800-782-0721

8.  Protect your identity
Guard your pin numbers, social security number and credit card numbers, and shred private information   

9.  Protect your privacy
Colorado No Call List
National Do Not Call Registry

10. Stay informed
Governor Bill Ritter Jr. eNewsletter

Other helpful sites
Federal Trade Commission
Better Business Bureau’s of Colorado:  www.bbbsc.org, www.denver.bbb.org, www.mountainstates.bbb.org|
Consumer Protection Division-Colorado Attorney General’s Office

Consumer Protection